PERSONAL UMBRELLA &
EXCESS LIABILITY
Stop for a moment to reflect on everything you’ve worked hard for in your life – your home, your car, and your
family’s security. You may even have a recreational vehicle or a boat for family getaways. What happens if you
have a large liability loss?
In today’s society, no one is exempt from large liability losses. Let’s face it; people are growing more willing to
sue every day. It can happen to you. If it does, your Personal Umbrella will provide the additional liability limits
above those provided by your Homeowner’s and Auto policies.
Besides providing increased liability limits, a Personal Umbrella policy gives you additional
benefits:
- You are covered against claims that may not be covered by your underlying policies for Homeowner’s, Auto
liability and Watercraft liability, such as libel, slander or defamation of character.
- You are covered anywhere in the world.
- You are covered for defense costs and attorney fees associated with claims against you that are covered by
your Personal Umbrella policy, but not by your primary policies. These expenses are usually paid in addition to
your policy limit.
The question to ask yourself is whether or not you are prepared?
In the event of a large liability loss, would you want maximum coverage or are you willing to assume some risk?
A Personal Umbrella policy can give you the security and peace of mind you’ll need to get through the storm.
We’ll be happy to show you how little a Personal Umbrella policy can cost, and help you to evaluate whether or
not you need the added liability coverage.
EXCESS LIABILITY
Stop for a moment to reflect on everything you’ve worked hard for in your life – your home, your car, and your
family’s security. You may even have a recreational vehicle or a boat for family getaways. What happens if you
have a large liability loss?
In today’s society, no one is exempt from large liability losses. Let’s face it; people are growing more willing to
sue every day. It can happen to you. If it does, your Personal Umbrella will provide the additional liability limits
above those provided by your Homeowner’s and Auto policies.
Besides providing increased liability limits, a Personal Umbrella policy gives you additional
benefits:
- You are covered against claims that may not be covered by your underlying policies for Homeowner’s, Auto
liability and Watercraft liability, such as libel, slander or defamation of character.
- You are covered anywhere in the world.
- You are covered for defense costs and attorney fees associated with claims against you that are covered by
your Personal Umbrella policy, but not by your primary policies. These expenses are usually paid in addition to
your policy limit.
The question to ask yourself is whether or not you are prepared?
In the event of a large liability loss, would you want maximum coverage or are you willing to assume some risk?
A Personal Umbrella policy can give you the security and peace of mind you’ll need to get through the storm.
We’ll be happy to show you how little a Personal Umbrella policy can cost, and help you to evaluate whether or
not you need the added liability coverage.
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
LANGER INSURANCE
Proud Member of:
"Peace of Mind for All
of Your Insurance Needs"
of Your Insurance Needs"
Toll Free: (866) 728-6425 Fax: (661) 999-6666
LANGER INSURANCE