LANGER INSURANCE
Proud Member of:
We're here to help! If your landlord/management company
requires you to carry a liability policy, we can provide you and
your landlord/management company with an evidence of
insurance in 15 minutes!
Contact us to get your Renter's Insurance policy started now.
"Peace of Mind for All
of Your Insurance Needs"
Toll Free: (866) 728-6425 Fax: (661) 999-6666
RENTER's INSURANCE
Renters Insurance is often overlooked, but provides
excellent coverage at a very reasonable price. The
common misconception is that your landlord will replace
your personal items in the event of a fire or other
catastrophe. Unfortunately, your landlord only
insures the building you live in, NOT your personal
belongings!
Personal Property:
Your Renters Insurance policy is designed to help replace your personal belongings in the
event of a covered loss. Common covered losses include: fire, lightning, theft, windstorm, hail, water
damage, and smoke damage amongst others.
Loss of Use:
Your Renters Insurance policy also includes coverage to pay the additional costs of living in hotels,
and eating in restaurants, while you are forced out of your home due to a covered loss.
Personal Liability:
This coverage gives you liability protection against claims caused by almost any unintentional
act, and will help pay legal expenses to defend such a claim. Personal Liability coverage pays
for bodily injury or property damage to others, in which you were at fault, in a non-auto claim.
Remember, just because you don’t own a home doesn’t mean that you are safe from litigation
resulting from your actions.
Contents Replacement Cost:
This is a very valuable option on your Renters Insurance policy. “Contents Replacement Cost” expands the
coverage on your personal property to include the ACTUAL cost of replacement without deducting
depreciation.
LANGER INSURANCE